Credit providing institutions are critical for enterprises and the wider economy and their operations impact on various aspects of the economy. For effective and impactful credit delivery to be realised, credit providing institutions must operate within a well thought through institutional framework. The course provides the required knowledge and skills for operating an effective credit delivery enterprise. It ensures that learners are able to strengthen their overall credit management practices spanning the articulation of credit philosophy, formulation of credit strategy, development and roll out of credit policies and procedures.